SuburbCheck

Cardiff

NSW 2285 · Lake Macquarie

6,318 (2021)6,531 est. (2025) · Moderate Growth

Part of the Lake Macquarie local government area (est. 222,310 residents)

75
Overall score

Based on transport, liveability & education. Safety is scored separately below.

6,318
Population
$851K
Median house (2025)
51
Safety score
91
Transport score

Cardiff is a moderate growth suburb in Lake Macquarie, NSW 2285, about 112km from Sydney CBD. Its median house price of $851K is more affordable than the NSW average. The suburb has 4 schools, a transport score of 91/100, and is a short drive from the coast. Cardiff has an overall score of 75/100, based on transport, liveability and education, plus a separate residential safety score of 51/100.

111.7 km
To Sydney CBD
7.5 km
To coast
$710/wk
Median rent (house)
450 m
To nearest station

Demographics

6,318
Population
38
Median age
2.4
Avg household

Age distribution

Housing tenure

  • Owned
  • Mortgage
  • Rented

Commute to work

  • Car
  • Public transport
  • Walk/cycle
  • Work from home
Lake Macquarie LGA population (est. 2025)222,310
Median household income (weekly)$1,512
vs NSW median-18.3%
Bachelor degree or higher29.9%
Born in Australia86.0%
Dwellings: house / unit / townhouse2,102 / 158 / 279

Top countries of birth: England (2.14%), New Zealand (1.09%), India (0.78%), Philippines (0.65%), Germany (0.55%)

Top languages: Spanish (0.38%), Tagalog (0.35%), Arabic (0.32%), Hindi (0.3%), Vietnamese (0.27%)

Source: ABS Census 2021

Property

$851K+14.7%
Median house (2025)
$713K+18.8%
Median unit (2025)

Median price history

Median rent — house / unit$710 / $600 wk
Rental yield (house)4.3%
Days on market (house)36 days

Source: NSW Valuer General · Updated Q4 2025

Residential Safety

51
Residential

Recorded residential incidents (latest year), with rate per 100,000 residents:

12
Break & enter dwelling190/100k
10
Steal from dwelling158/100k
24
Motor vehicle theft380/100k
34
Domestic assault538/100k
3
Robbery47/100k

Residential incidents over time

Sum of the five residential categories above — not all recorded crime.

Area crime context

Total recorded incidents: 904 (all categories, latest year)14,308 per 100,000 residents2-yr5-yr

An independent score — crime data quality varies by state, so safety is shown separately and is not part of the overall score.

Source: BOCSAR · Updated 2025

Schools

129
Within 10km4 in suburb
3
Govt (suburb)
1
Catholic (suburb)
0
Indep. (suburb)

Average ICSEA of schools within 10km 1013 (above the national average of 1000).

In suburb

  • St Kevin's Primary SchoolPrimary · CatholicICSEA 1074
  • Cardiff North Public SchoolPrimary · GovernmentICSEA 1029
  • Cardiff Public SchoolPrimary · GovernmentICSEA 996
  • Cardiff High SchoolSecondary · GovernmentICSEA 977

Nearby (within 10km)

  • Cardiff South Public SchoolPrimary · Government · 1.5kmICSEA 1003
  • Glendale East Public SchoolPrimary · Government · 1.6kmICSEA 944
  • Newcastle Waldorf SchoolCombined · Independent · 1.9kmICSEA 1073
  • Holy Cross Primary SchoolPrimary · Catholic · 2.1kmICSEA 1047
  • Macquarie CollegeCombined · Independent · 2.2kmICSEA 1109
  • Garden Suburb Public SchoolPrimary · Government · 2.3kmICSEA 1045
  • Glendale Technology High SchoolSecondary · Government · 2.3kmICSEA 949
  • Alesco Senior College - Northlakes CampusSecondary · Independent · 2.6km
  • Argenton Public SchoolPrimary · Government · 2.7kmICSEA 912
  • Newcastle Junior SchoolPrimary · Government · 2.8kmICSEA 968
  • New Lambton Heights Infants SchoolPrimary · Government · 2.9kmICSEA 1125
  • Wallsend South Public SchoolPrimary · Government · 2.9kmICSEA 1084

Source: ACARA 2023

Transport

91
1Train
61Bus
CBD commute (est.)Data not available
Peak train frequency18/hr
Nearest train stationCardiff (450 m)

Source: TfNSW GTFS

Liveability

27.5°C
Summer max
18.0°C
Winter max
1,100mm
Rainfall/yr
7h
Sun/day

Amenities within 2–3km

Counted within a short distance of the suburb centre (so nearby facilities count), with the in-boundary count shown beneath.

62 in suburbSupermarkets
75 in suburbCafes/Rest.
147 in suburbParks
103 in suburbPlaygrounds
198Pools
104 in suburbGyms
0Dog parks
55 in suburbGPs
43 in suburbPharmacies
53 in suburbChildcare
11 in suburbLibraries
8220 in suburbSports fields
11 in suburbVets
Nearest beachDudley Beach (7.5 km)
Nearest hospitalJohn Hunter Hospital (4.3 km)
Nearest vet340 m
Nearest airportNewcastle (16.6 km)

Source: Bureau of Meteorology · OpenStreetMap

Population & Growth

Moderate Growth
Annual growth rate0.83%
Projected population 20417,359
Projected households 2041Data not available

Source: ABS ERP & NSW DPHI

Nearby suburbs in Lake Macquarie

Compare Cardiff with another suburb

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Cardiff

Frequently asked questions about Cardiff

Is Cardiff safe?

Cardiff has a residential safety score of 51/100, based on residential crime (break-ins, theft from dwellings, vehicle theft, domestic assault and robbery) per resident relative to the NSW median. Its total recorded incident rate is 14,308 per 100,000 across all categories.

What are property prices in Cardiff?

In Cardiff, the median house price is $851K and the median unit price is $713K. Median weekly house rent is $710.

How far is Cardiff from Sydney CBD?

Cardiff is about 111.7 km from Sydney CBD.

What schools are in Cardiff?

Cardiff has 4 schools, with an average ICSEA of 1019 (the national average is 1000). Schools are listed factually, not ranked.

What is public transport like in Cardiff?

Cardiff has a transport score of 91/100, including 1 train station and 61 bus stops.

Data sources: ABS Census 2021 & ERP, NSW Valuer General, BOCSAR, TfNSW, ACARA, Bureau of Meteorology, OpenStreetMap, NSW DPHI. Data refreshed quarterly.

Data shown is from public sources and may not reflect current conditions. How we calculate scores.