SuburbCheck

Cardiff

NSW 2285 · Lake Macquarie

6,318 (2021)6,531 est. (2025) · Moderate Growth

Part of the Lake Macquarie local government area (est. 222,310 residents)

75
Overall score

Based on transport, liveability & education. Safety is scored separately below.

6,318
Population
$851K
Median house (2025)
51
Safety score
91
Transport score

Cardiff is a moderate growth suburb in Lake Macquarie, NSW 2285, about 112km from Sydney CBD. Its median house price of $851K is more affordable than the NSW average. The suburb has 4 schools, a transport score of 91/100, and is a short drive from the coast. Cardiff has an overall score of 75/100, based on transport, liveability and education, plus a separate residential safety score of 51/100.

111.7 km
To Sydney CBD
7.5 km
To coast
$710/wk
Median rent (house)
450 m
To nearest station

Demographics

6,318
Population
38
Median age
2.4
Avg household

Age distribution

Lake Macquarie LGA population (est. 2025)222,310
Median household income (weekly)$1,512
vs NSW median-18.3%
Bachelor degree or higher29.9%
Born in Australia86.0%
Dwellings: house / unit / townhouse2,102 / 158 / 279

Top countries of birth: England (2.14%), New Zealand (1.09%), India (0.78%), Philippines (0.65%), Germany (0.55%)

Top languages: Spanish (0.38%), Tagalog (0.35%), Arabic (0.32%), Hindi (0.3%), Vietnamese (0.27%)

Source: ABS Census 2021

Property

$851K+14.7%
Median house (2025)
$713K+18.8%
Median unit (2025)

Median price history

Median rent — house / unit$710 / $600 wk
Rental yield (house)4.3%
Days on market (house)36 days

Source: NSW Valuer General · Updated Q4 2025

Residential Safety

51
Residential

Recorded residential incidents (latest year), with rate per 100,000 residents:

12
Break & enter dwelling190/100k
10
Steal from dwelling158/100k
24
Motor vehicle theft380/100k
34
Domestic assault538/100k
3
Robbery47/100k
52
Non-domestic assault823/100k

Includes street and public-place assaults — supplementary context, not part of the safety score.

Residential incidents over time

Sum of the five residential categories above — not all recorded crime.

Area crime context

Total recorded incidents: 904 (all categories, latest year)14,308 per 100,000 residents2-yr5-yr

An independent score — crime data quality varies by state, so safety is shown separately and is not part of the overall score.

Source: BOCSAR · Updated 2025

Schools

66

Strong school options

Well above average — good-quality schools within reach and a healthy range of options to choose from.

129
Within 10km4 in suburb
3
Govt (suburb)
1
Catholic (suburb)
0
Indep. (suburb)

Average ICSEA of schools within 10km 1013 (above the national average of 1000).

In suburb

  • St Kevin's Primary SchoolPrimary · CatholicICSEA 1074
  • Cardiff North Public SchoolPrimary · GovernmentICSEA 1029
  • Cardiff Public SchoolPrimary · GovernmentICSEA 996
  • Cardiff High SchoolSecondary · GovernmentICSEA 977

Nearby (within 10km)

  • Cardiff South Public SchoolPrimary · Government · 1.5kmICSEA 1003
  • Glendale East Public SchoolPrimary · Government · 1.6kmICSEA 944
  • Newcastle Waldorf SchoolCombined · Independent · 1.9kmICSEA 1073
  • Holy Cross Primary SchoolPrimary · Catholic · 2.1kmICSEA 1047
  • Macquarie CollegeCombined · Independent · 2.2kmICSEA 1109
  • Garden Suburb Public SchoolPrimary · Government · 2.3kmICSEA 1045
  • Glendale Technology High SchoolSecondary · Government · 2.3kmICSEA 949
  • Alesco Senior College - Northlakes CampusSecondary · Independent · 2.6km
  • Argenton Public SchoolPrimary · Government · 2.7kmICSEA 912
  • Newcastle Junior SchoolPrimary · Government · 2.8kmICSEA 968
  • New Lambton Heights Infants SchoolPrimary · Government · 2.9kmICSEA 1125
  • Wallsend South Public SchoolPrimary · Government · 2.9kmICSEA 1084

Source: ACARA 2023

Transport

91
1Train
61Bus
CBD commute (est.)Data not available
Peak train frequency18/hr
Nearest train stationCardiff (450 m)

Source: TfNSW GTFS

Liveability

27.5°C
Summer max
18.0°C
Winter max
1,100mm
Rainfall/yr
7h
Sun/day

Amenities within 2–3km

Counted within a short distance of the suburb centre (so nearby facilities count), with the in-boundary count shown beneath.

62 in suburbSupermarkets
75 in suburbCafes/Rest.
147 in suburbParks
103 in suburbPlaygrounds
198Pools
104 in suburbGyms
0Dog parks
55 in suburbGPs
43 in suburbPharmacies
53 in suburbChildcare
11 in suburbLibraries
8220 in suburbSports fields
11 in suburbVets
Nearest beachDudley Beach (7.5 km)
Nearest hospitalJohn Hunter Hospital (4.3 km)
Nearest vet340 m
Nearest airportNewcastle (16.6 km)

Source: Bureau of Meteorology · OpenStreetMap

Fitness

59

Decent access

Around the national average — a reasonable mix of fitness facilities, with more variety a short drive away.

10
Gyms
8
Leisure centres
1
Public pools
82
Sports fields

Facilities within 3km of the suburb centre. The Fitness Score is a national percentile of these counts per resident.

Source: OpenStreetMap

Outdoors

30

Limited outdoor options

Below average — fewer parks and green spaces close by.

14
Parks
1
Nature reserves
13
Bike paths
0
Hiking trails
0
Dog parks
0
Picnic areas
1
Skate parks

Within 3km of the suburb centre. The Outdoor Score is a national percentile led by parks and green space.

Source: OpenStreetMap

Culture

29

Limited cultural access

Below average — fewer cultural venues nearby.

0
Theatres
1
Cinemas
0
Museums
1
Galleries
1
Libraries
0
Arts centres
3
Landmarks

Within 3km of the suburb centre. The Culture Score is a national percentile weighting theatres, museums, galleries, libraries and arts centres most heavily.

Source: OpenStreetMap

Entertainment Scene

51

A few good options

A handful of local venues to choose from — nothing epic, but you're not driving far either.

1
Pubs & Hotels
0
Bars
3
Clubs RSL/Leagues
2
Dining & Licensed
Licensed venues per 1,000 residents0.63

View nearby venues on the Entertainment Map →

Source: Liquor & Gaming NSW

Childcare

85

Outstanding childcare access

Top 20% nationally for childcare service density and quality — an excellent suburb for families with young children.

5
Long Day Care
2
Preschool / Kinder
4
OSHC
Total services10
Exceeding NQS or above3 of 10 rated
Services per 1,000 residents1.58

View childcare centres on the map →

Source: ACECQA National Quality Framework Register

Population & Growth

Moderate Growth
Annual growth rate0.83%
Projected population 20417,359
Projected households 2041Data not available

Source: ABS ERP & NSW DPHI

Nearby suburbs in Lake Macquarie

Compare Cardiff with another suburb

Compare two suburbs

Cardiff

Frequently asked questions about Cardiff

Is Cardiff safe?

Cardiff has a residential safety score of 51/100, based on residential crime (break-ins, theft from dwellings, vehicle theft, domestic assault and robbery) per resident relative to the NSW median. Its total recorded incident rate is 14,308 per 100,000 across all categories.

What are property prices in Cardiff?

In Cardiff, the median house price is $851K and the median unit price is $713K. Median weekly house rent is $710.

How far is Cardiff from Sydney CBD?

Cardiff is about 111.7 km from Sydney CBD.

What schools are in Cardiff?

Cardiff has 4 schools, with an average ICSEA of 1019 (the national average is 1000). Schools are listed factually, not ranked.

What is public transport like in Cardiff?

Cardiff has a transport score of 91/100, including 1 train station and 61 bus stops.

Data sources: ABS Census 2021 & ERP, NSW Valuer General, BOCSAR, TfNSW, ACARA, Bureau of Meteorology, OpenStreetMap, NSW DPHI. Data refreshed quarterly.

Data shown is from public sources and may not reflect current conditions. How we calculate scores.