Fingal Bay

NSW 2315 · Port Stephens

1,635 (2021) → 1,653 est. (2025) · Moderate Growth

Part of the Port Stephens local government area (est. 79,727 residents)

Overall score

Based on transport, liveability & education. Safety is scored separately below.

1,635

Population

$1.46M

Median house (2026)

Safety score

Transport score

Fingal Bay is a moderate growth suburb in Port Stephens, NSW 2315, about 153km from Sydney CBD. Its median house price of $1.46M is more expensive than the NSW average. The suburb has no schools recorded, a transport score of 26/100, and is right by the coast. Fingal Bay has an overall score of 31/100, based on transport, liveability and education, plus a separate residential safety score of 68/100.

153.2 km

To Sydney CBD

800 m

To coast

$730/wk

Median rent (house)

29.7 km

To nearest station

Loading map…

Demographics

1,635

Population

Median age

2.1

Avg household

Age distribution

Port Stephens LGA population (est. 2025)79,727

Median household income (weekly)$1,114

vs NSW median-39.8%

Median taxable income (individual)$49,186/yr

vs national median ($59,576)↓ -17%

ATO 2023-24, postcode 2315 area — postcode-level, not suburb-specific.

Bachelor degree or higher23.1%

Born in Australia80.4%

Dwellings: house / unit / townhouse362 / 7 / 320

Top countries of birth: England (4.77%), New Zealand (1.04%), Germany (0.98%), Scotland (0.8%), South Africa (0.61%)

Top languages: German (0.61%), Italian (0.55%), Arabic (0.31%), Nepali (0.31%), Polish (0.24%)

Source: ABS Census 2021

Property

$1.46M+30.5%

Median house (2026)

$863K

Median unit (2026)Low volume: 11 sales in 12 months

Median price history

Median rent — house / unit$730 / $580 wk

Rental yield (house)2.6%

Days on market (house)52 days

Source: NSW Valuer General · Updated Q1 2026

Residential Safety

Residential

Small population (under 3,000) — crime rates may be volatile due to low sample size.

Recorded residential incidents (latest year), with rate per 100,000 residents:

Break & enter dwelling183/100k

Steal from dwelling306/100k

Motor vehicle theft61/100k

Domestic assault306/100k

Robbery0/100k

Non-domestic assault245/100k

Includes street and public-place assaults — supplementary context, not part of the safety score.

Residential incidents over time

Sum of the five residential categories above — not all recorded crime.

Area crime context

Total recorded incidents: 69 (all categories, latest year)4,220 per 100,000 residents2-yr5-yr

An independent score — crime data quality varies by state, so safety is shown separately and is not part of the overall score.

Source: BOCSAR · Updated March 2026

Schools

Limited school choices

Below average for school access — fewer schools nearby, and families may need to travel for preferred options.

Within 10km0 in suburb

Govt (suburb)

Catholic (suburb)

Indep. (suburb)

Average ICSEA of schools within 10km 992 (below the national average of 1000).

No schools inside the suburb boundary — the schools below are in adjoining suburbs (counted within 10km for the education score).

Nearby (within 10km)

Shoal Bay Public SchoolPrimary · Government · 2.6kmICSEA 962
Alesco Secondary College - Tomaree CampusSecondary · Independent · 3.4km
St Michael's Primary SchoolPrimary · Catholic · 4kmICSEA 1040
Tomaree Public SchoolPrimary · Government · 4.9kmICSEA 981
Tomaree High SchoolSecondary · Government · 5kmICSEA 970
St Philip's Christian College - Port StephensCombined · Independent · 5.1kmICSEA 1072
St Philip's Christian College Dynamic Learning - Port StephensCombined · Independent · 5.1km
St Philip's Christian College GilibaaPrimary · Independent · 5.1kmICSEA 763
Edmondson Park CollegePrimary · Independent · 5.1km
Anna Bay Public SchoolPrimary · Government · 7.4kmICSEA 962
Tea Gardens Public SchoolPrimary · Government · 9.2kmICSEA 934

Source: ACARA MySchool · Updated 2025

Transport

20Bus

CBD commute (est.)Data not available

Nearest train stationLimeburners Creek Coach Stop (29.7 km)

Source: TfNSW GTFS

Employment & Economy

Unemployment rate3.4% · vs NSW avg 4.1% ↓

Top local industries

Health Care & Social Assistance

13.8%

Accommodation & Food Services

13.4%

Retail Trade

10.5%

Construction

9.5%

Education & Training

8.0%

Source: DEWR SALM / ABS Census 2021 · Updated SALM Mar 2026 / 2021 Census

Liveability

27.5°C

Summer max

18.0°C

Winter max

1,100mm

Rainfall/yr

Sun/day

Amenities within 2–3km

Counted within a short distance of the suburb centre (so nearby facilities count), with the in-boundary count shown beneath.

00 in suburbSupermarkets

00 in suburbCafes/Rest.

22 in suburbParks

11 in suburbPlaygrounds

11 in suburbPools

11 in suburbGyms

0Dog parks

00 in suburbGPs

00 in suburbPharmacies

00 in suburbChildcare

00 in suburbLibraries

88 in suburbSports fields

0Vets

In this suburb

3Public toilets

Air qualityGood air quality (75/100, 2026-07-27)

Nearest beachFingal Beach (1.0 km)

Nearest hospitalTomaree Community Hospital (3.4 km)

Nearest vet3.5 km

Nearest airportNewcastle (44.3 km)

Source: Bureau of Meteorology · OpenStreetMap · Healthdirect NHSD (via Geoscience Australia)

Fitness

Limited facilities

Below average — fewer fitness options nearby, so you may need to travel to a gym or pool.

Gyms

Leisure centres

Public pools

Sports fields

Facilities within 3km of the suburb centre. The Fitness Score is a national percentile of these counts per resident.

Source: OpenStreetMap

Outdoors

Limited outdoor options

Below average — fewer parks and green spaces close by.

Parks

Nature reserves

Bike paths

Hiking trails

Dog parks

Picnic areas

Skate parks

Within 3km of the suburb centre. The Outdoor Score is a national percentile led by parks and green space.

Source: OpenStreetMap

Culture

Some cultural venues

Around the national average — a handful of cultural venues, with more on offer a short trip away.

Theatres

Cinemas

Museums

Galleries

Libraries

Arts centres

Landmarks

Within 3km of the suburb centre. The Culture Score is a national percentile weighting theatres, museums, galleries, libraries and arts centres most heavily.

Source: OpenStreetMap

Entertainment Scene

A few good options

A handful of local venues to choose from — nothing epic, but you're not driving far either.

Pubs & Hotels

Bars

Clubs RSL/Leagues

Dining & Licensed

Licensed venues per 1,000 residents0.61

View nearby venues on the Entertainment Map →

Source: Liquor & Gaming NSW · Updated June 2024

Population & Growth

Moderate Growth

Annual growth rate0.27%

Projected population 20411,882

Projected households 2041Data not available

Source: ABS ERP & NSW DPHI

Nearby suburbs in Port Stephens

Shoal Bay$1.31M30transport Nelson Bay$1.25M28transport One Mile$2.44M25transport Corlette$1.27M45transport Boat Harbour (Port Stephens)$1.60M29transport Salamander Bay$1.35M31transport

Compare Fingal Bay with another suburb

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Fingal Bay

Frequently asked questions about Fingal Bay

Is Fingal Bay safe?

Fingal Bay has a residential safety score of 68/100, based on residential crime (break-ins, theft from dwellings, vehicle theft, domestic assault and robbery) per resident relative to the NSW median. Its total recorded incident rate is 4,220 per 100,000 across all categories.

What are property prices in Fingal Bay?

In Fingal Bay, the median house price is $1.46M and the median unit price is $863K. Median weekly house rent is $730.

How far is Fingal Bay from Sydney CBD?

Fingal Bay is about 153.2 km from Sydney CBD.

What schools are in Fingal Bay?

Fingal Bay has 0 schools. Schools are listed factually, not ranked.

What is public transport like in Fingal Bay?

Fingal Bay has a transport score of 26/100 and 20 bus stops.