SuburbCheck

Terrigal

NSW 2260 · Central Coast

12,730 (2021)13,360 est. (2025) · Moderate Growth

Part of the Central Coast local government area (est. 356,114 residents)

52
Overall score

Based on transport, liveability & education. Safety is scored separately below.

12,730
Population
$1.60M
Median house (2026)
74
Safety score
34
Transport score

Terrigal is a moderate growth suburb in Central Coast, NSW 2260, about 52km from Sydney CBD. Its median house price of $1.60M is more expensive than the NSW average. The suburb has 5 schools, a transport score of 34/100, and is right by the coast. Terrigal has an overall score of 52/100, based on transport, liveability and education, plus a separate residential safety score of 74/100.

51.9 km
To Sydney CBD
1.6 km
To coast
$875/wk
Median rent (house)
8.1 km
To nearest station
Loading map…

Demographics

12,730
Population
43
Median age
2.6
Avg household

Age distribution

Central Coast LGA population (est. 2025)356,114
Median household income (weekly)$2,056
vs NSW median+11.1%
Median taxable income (individual)$62,585/yr
vs national median ($59,576)↑ +5%

ATO 2023-24, postcode 2260 area — postcode-level, not suburb-specific.

Bachelor degree or higher42.0%
Born in Australia74.3%
Dwellings: house / unit / townhouse3,341 / 1,012 / 344

Top countries of birth: England (7.05%), New Zealand (1.85%), South Africa (1.48%), Scotland (0.76%), USA (0.68%)

Top languages: Mandarin (0.68%), Spanish (0.54%), Italian (0.45%), Portuguese (0.38%), Afrikaans (0.32%)

Source: ABS Census 2021

Property

$1.60M-5.9%
Median house (2026)
$1.15M+5.3%
Median unit (2026)

Median price history

Median rent — house / unit$875 / $745 wk
Rental yield (house)2.8%
Days on market (house)56 days

Source: NSW Valuer General · Updated Q1 2026

Residential Safety

74
Residential

Recorded residential incidents (latest year), with rate per 100,000 residents:

23
Break & enter dwelling181/100k
18
Steal from dwelling141/100k
14
Motor vehicle theft110/100k
38
Domestic assault299/100k
6
Robbery47/100k
71
Non-domestic assault558/100k

Includes street and public-place assaults — supplementary context, not part of the safety score.

Residential incidents over time

Sum of the five residential categories above — not all recorded crime.

Area crime context

Total recorded incidents: 471 (all categories, latest year)3,700 per 100,000 residents2-yr5-yr

An independent score — crime data quality varies by state, so safety is shown separately and is not part of the overall score.

Source: BOCSAR · Updated March 2026

Schools

80

Outstanding school access

Top 20% nationally — strong, high-ICSEA schools nearby with genuine choice. An excellent suburb for families prioritising education.

55
Within 10km5 in suburb
2
Govt (suburb)
1
Catholic (suburb)
2
Indep. (suburb)

Average ICSEA of schools within 10km 1036 (above the national average of 1000).

In suburb

  • Our Lady Star of The Sea Catholic Primary SchoolPrimary · CatholicICSEA 1102
  • Terrigal Public SchoolPrimary · GovernmentICSEA 1078
  • Terrigal High SchoolSecondary · GovernmentICSEA 1044
  • Aspect Central Coast SchoolCombined · IndependentICSEA 1030
  • Aspect Central Coast School Senior CollegeSecondary · Independent

Nearby (within 10km)

  • Erina Heights Public SchoolPrimary · Government · 2.1kmICSEA 1094
  • Avoca Beach Public SchoolPrimary · Government · 3.1kmICSEA 1081
  • Central Coast Grammar SchoolCombined · Independent · 3.2kmICSEA 1155
  • Central Coast Adventist SchoolCombined · Independent · 3.5kmICSEA 1112
  • Wamberal Public SchoolPrimary · Government · 4kmICSEA 1048
  • Erina High SchoolSecondary · Government · 4.2kmICSEA 996
  • Kincumber Public SchoolPrimary · Government · 4.3kmICSEA 1004
  • Woodport Public SchoolPrimary · Government · 4.4kmICSEA 1041
  • Holgate Public SchoolPrimary · Government · 4.6kmICSEA 1047
  • Copacabana Public SchoolPrimary · Government · 4.7kmICSEA 1064
  • Kincumber High SchoolSecondary · Government · 4.7kmICSEA 1045
  • Holy Cross Catholic Primary SchoolPrimary · Catholic · 4.9kmICSEA 1081

Source: ACARA MySchool · Updated 2025

Transport

34
79Bus
CBD commute (est.)139 min (bus)
Nearest train stationGosford (8.1 km)

Source: TfNSW GTFS

Employment & Economy

Unemployment rate1.4% · vs NSW avg 4.1% ↓

Top local industries

Health Care & Social Assistance
18.4%
Construction
10.8%
Education & Training
10.5%
Retail Trade
8.7%
Professional, Scientific & Technical
8.0%

Source: DEWR SALM / ABS Census 2021 · Updated SALM Mar 2026 / 2021 Census

Liveability

27.0°C
Summer max
18.0°C
Winter max
1,300mm
Rainfall/yr
6.8h
Sun/day

Amenities within 2–3km

Counted within a short distance of the suburb centre (so nearby facilities count), with the in-boundary count shown beneath.

20 in suburbSupermarkets
3131 in suburbCafes/Rest.
1010 in suburbParks
33 in suburbPlaygrounds
157140 in suburbPools
43 in suburbGyms
11 in suburbDog parks
61 in suburbGPs
40 in suburbPharmacies
11 in suburbChildcare
00 in suburbLibraries
3525 in suburbSports fields
0Vets

In this suburb

2Public toilets
Air qualityGood air quality (73/100, 2026-07-27)
Nearest beachTerrigal Beach (1.6 km)
Nearest hospitalGosford Hospital (8.4 km)
Nearest vet8.0 km
Nearest airportSydney (60.5 km)

Source: Bureau of Meteorology · OpenStreetMap · Healthdirect NHSD (via Geoscience Australia)

Fitness

16

Few fitness options

Very few fitness facilities in and around this suburb.

4
Gyms
3
Leisure centres
2
Public pools
35
Sports fields

Facilities within 3km of the suburb centre. The Fitness Score is a national percentile of these counts per resident.

Source: OpenStreetMap

Outdoors

7

Mostly urban

Very little parkland or outdoor recreation in and around this suburb.

10
Parks
6
Nature reserves
0
Bike paths
0
Hiking trails
1
Dog parks
2
Picnic areas
1
Skate parks

Within 3km of the suburb centre. The Outdoor Score is a national percentile led by parks and green space.

Source: OpenStreetMap

Culture

30

Limited cultural access

Below average — fewer cultural venues nearby.

0
Theatres
0
Cinemas
0
Museums
2
Galleries
0
Libraries
0
Arts centres
17
Landmarks

Within 3km of the suburb centre. The Culture Score is a national percentile weighting theatres, museums, galleries, libraries and arts centres most heavily.

Source: OpenStreetMap

Entertainment Scene

49

A few good options

A handful of local venues to choose from — nothing epic, but you're not driving far either.

2
Pubs & Hotels
4
Bars
1
Clubs RSL/Leagues
42
Dining & Licensed
Licensed venues per 1,000 residents0.55

View nearby venues on the Entertainment Map →

Source: Liquor & Gaming NSW · Updated June 2024

Childcare

48

Some choices available

Around the national average — a reasonable mix of childcare options, though popular services may have waiting lists.

6
Long Day Care
1
Preschool / Kinder
2
OSHC
Total services9
Exceeding NQS or above4 of 9 rated
Services per 1,000 residents0.71

View childcare centres on the map →

Source: ACECQA National Quality Framework Register · Updated July 2026

Places of Worship

4
Christian2 in suburb
Total within 3km4
In this suburb2

Mapped places of worship within 3km of the suburb centre, grouped by religion where recorded. Community mapping may not capture every congregation.

Source: OpenStreetMap

Population & Growth

Moderate Growth
Annual growth rate1.21%
Projected population 204115,921
Projected households 2041Data not available

Source: ABS ERP & NSW DPHI

Nearby suburbs in Central Coast

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Terrigal

Frequently asked questions about Terrigal

Is Terrigal safe?

Terrigal has a residential safety score of 74/100, based on residential crime (break-ins, theft from dwellings, vehicle theft, domestic assault and robbery) per resident relative to the NSW median. Its total recorded incident rate is 3,700 per 100,000 across all categories.

What are property prices in Terrigal?

In Terrigal, the median house price is $1.60M and the median unit price is $1.15M. Median weekly house rent is $875.

How far is Terrigal from Sydney CBD?

Terrigal is about 51.9 km from Sydney CBD, an estimated 139 minutes by public transport.

What schools are in Terrigal?

Terrigal has 5 schools, with an average ICSEA of 1064 (the national average is 1000). Schools are listed factually, not ranked.

What is public transport like in Terrigal?

Terrigal has a transport score of 34/100 and 79 bus stops.

Data sources: ABS Census 2021 & ERP, NSW Valuer General, BOCSAR, TfNSW, ACARA, Bureau of Meteorology, OpenStreetMap, NSW DPHI. Data refreshed quarterly.

Data shown is from public sources and may not reflect current conditions. How we calculate scores.