Horsfield Bay vs Umina Beach
The verdict
Horsfield Bay is more affordable, with a median house price of $1.08M versus $1.26M in Umina Beach. Horsfield Bay rates higher for education (60 vs 53). Umina Beach rates higher for liveability (73 vs 58). Umina Beach is closer to the coast (1.1 km vs 3.4 km). On the separate residential safety score, Horsfield Bay rates higher (99 vs 58/100 in Umina Beach).
Scores
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Overall | 58 | 62 |
| Transport | 57 | 60 |
| Education | 60 | 53 |
| Liveability | 58 | 73 |
Overall is based on transport, liveability & education — the metrics available at consistent quality nationwide. Residential safety is compared separately below.
Demographics
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Population | 501 | 17,372 |
| Median age | 46 | 44 |
| Median household income (wk) | $2,083 | $1,421 |
| Bachelor degree or higher | 40.7% | 27.7% |
| Born in Australia | 74.7% | 78.2% |
| Avg household size | 2.6 | 2.4 |
Growth: Horsfield Bay Stable · Umina Beach Moderate Growth
Property
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Median house price | $1.08M | $1.26M |
| Median unit price | $610K | $888K |
| House price YoY | Data not available | 4.1% |
| Median rent — house (wk) | $640 | $650 |
| Rental yield (house) | Data not available | 2.7% |
| Days on market (house) | 44 | 44 |
Median price history
Safety
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Residential safety score | 99 | 58 |
| Break & enter dwelling /100k | 200 | 224 |
| Motor vehicle theft /100k | 0 | 155 |
| Domestic assault /100k | 200 | 501 |
| Total incidents /100k (all) | 2,196 | 4,663 |
Total incidents over time
Schools
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Total schools | 0 | 2 |
| Government | 0 | 2 |
| Independent | 0 | 0 |
| Average ICSEA | Data not available | 988 |
See the full school list on each profile: Horsfield Bay · Umina Beach
Transport
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Transport score | 57 | 60 |
| Train stations | 0 | 0 |
| Bus stops | 3 | 122 |
| Light rail stops | 0 | 0 |
| Ferry wharves | 0 | 0 |
| CBD commute (min) | 118 | 111 |
| Nearest train station (km) | 2.2 km | 3.9 km |
Liveability
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Summer max temp | 27.0°C | 27.0°C |
| Winter max temp | 18.0°C | 18.0°C |
| Annual rainfall (mm) | 1,300 | 1,300 |
| Supermarkets | 0 | 4 |
| Cafes & restaurants | 0 | 13 |
| Parks | 0 | 20 |
| Playgrounds | Data not available | 6 |
| Swimming pools | Data not available | 132 |
| Medical GPs | 0 | 0 |
| Distance to coast (km) | 3.4 km | 1.1 km |
| Distance to CBD (km) | 43.2 km | 40.6 km |
| Nearest beach (km) | 4.1 km | 1.3 km |
| Nearest hospital (km) | 8.8 km | 11.3 km |
Population & growth
| Horsfield Bay | Umina Beach | |
|---|---|---|
| Population (2021) | 501 | 17,372 |
| Estimated 2025 | 507 | 17,508 |
| Projected 2041 | 544 | 19,472 |
| Annual growth rate | 0.30% | 0.20% |
Common questions
Which is safer, Horsfield Bay or Umina Beach?
Horsfield Bay has the higher residential safety score (Horsfield Bay 99/100 vs Umina Beach 58/100).
Which is more affordable, Horsfield Bay or Umina Beach?
Horsfield Bay is more affordable, with a median house price of $1.08M versus $1.26M.
Which has better public transport, Horsfield Bay or Umina Beach?
Umina Beach has the higher transport score (Horsfield Bay 57/100 vs Umina Beach 60/100).
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