SuburbCheck

Cowes vs Smiths Beach

The verdict

Cowes is more affordable, with a median house price of $838K versus $897K in Smiths Beach. Cowes rates higher for liveability (64 vs 21). Smiths Beach rates higher for education (70 vs 53). Smiths Beach is closer to the coast (450 m vs 2.4 km).

Scores

CowesSmiths Beach
CowesSmiths Beach
Overall4637
Transport2324
Education5370
Liveability6421

Overall is based on transport, liveability & education — the metrics available at consistent quality nationwide. Residential safety is compared separately below.

Demographics

CowesSmiths Beach
Population6,593315
Median age5551
Median household income (wk)$1,026$1,181
Bachelor degree or higher25.5%47.3%
Born in Australia73.1%78.4%
Avg household size2.12.1

Growth: Cowes High Growth · Smiths Beach High Growth

Property

CowesSmiths Beach
Median house price$838K$897K
Median unit price$539KData not available
House price YoY-9.4%-18.5%
Median rent — house (wk)Data not availableData not available
Rental yield (house)Data not availableData not available
Days on market (house)Data not availableData not available

Median price history

Safety

CowesSmiths Beach
Residential safety score52
Break & enter dwelling /100k683Data not available
Motor vehicle theft /100k197Data not available
Domestic assault /100k5921,587
Total incidents /100k (all)5,8093,175

Total incidents over time

Schools

CowesSmiths Beach
Total schools20
Government10
Independent00
Average ICSEA1,020Data not available

See the full school list on each profile: Cowes · Smiths Beach

Transport

CowesSmiths Beach
Transport score2324
Train stations00
Bus stops241
Light rail stops00
Ferry wharves00
CBD commute (min)Data not availableData not available
Nearest train station (km)10.7 km14.2 km

Liveability

CowesSmiths Beach
Summer max temp25.8°C25.8°C
Winter max temp14.2°C14.2°C
Annual rainfall (mm)600600
Supermarkets40
Cafes & restaurants461
Parks150
Playgrounds6Data not available
Swimming pools13Data not available
Medical GPs10
Distance to coast (km)2.4 km450 m
Distance to CBD (km)76.9 km80.5 km
Nearest beach (km)2.6 km620 m
Nearest hospital (km)2.1 km5.5 km

Population & growth

CowesSmiths Beach
Population (2021)6,593315
Estimated 20257,101339
Projected 20418,849423
Annual growth rate1.87%1.85%

Common questions

Which is more affordable, Cowes or Smiths Beach?

Cowes is more affordable, with a median house price of $838K versus $897K.

Which has better public transport, Cowes or Smiths Beach?

Smiths Beach has the higher transport score (Cowes 23/100 vs Smiths Beach 24/100).

Try another comparison

Compare two suburbs

Cowes

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SuburbCheck

A free, data-driven tool to compare Australian suburbs on safety, schools, transport, property and liveability — built from public government data.

Data sources

ABS Census & ERP · Valuers-General · BOCSAR & state crime agencies · GTFS · ACARA · Bureau of Meteorology · OpenStreetMap.

Data is from public sources and may not reflect current conditions. Figures are indicative and should not be the sole basis for property or relocation decisions.

© 2026 SuburbCheck · Data refreshed quarterly.