SuburbCheck

Fern Bay vs Tomago

The verdict

Fern Bay is more affordable, with a median house price of $971K versus $1.73M in Tomago. Fern Bay rates higher for education (55 vs 27). Fern Bay is closer to the coast (1.1 km vs 9.3 km).

Scores

Fern BayTomago
Fern BayTomago
Overall3922
Transport2617
Education5527
Liveability3724

Overall is based on transport, liveability & education — the metrics available at consistent quality nationwide. Residential safety is compared separately below.

Demographics

Fern BayTomago
Population4,046269
Median age4360
Median household income (wk)$1,435$788
Bachelor degree or higher31.1%8.7%
Born in Australia83.3%71.0%
Avg household size2.41.7

Growth: Fern Bay Moderate Growth · Tomago Moderate Growth

Property

Fern BayTomago
Median house price$971K$1.73M
Median unit price$678K$319K
House price YoY-13.0%Data not available
Median rent — house (wk)$760$660
Rental yield (house)3.8%Data not available
Days on market (house)3535

Median price history

Safety

Fern BayTomago
Residential safety score92
Break & enter dwelling /100k990
Motor vehicle theft /100k491,859
Domestic assault /100k3711,487
Total incidents /100k (all)2,94127,881

Total incidents over time

Schools

Fern BayTomago
Total schools10
Government10
Independent00
Average ICSEA1,004Data not available

See the full school list on each profile: Fern Bay · Tomago

Transport

Fern BayTomago
Transport score2617
Train stations00
Bus stops187
Light rail stops00
Ferry wharves00
CBD commute (min)Data not availableData not available
Nearest train station (km)8.4 km5.1 km

Liveability

Fern BayTomago
Summer max temp27.5°C27.5°C
Winter max temp18.0°C18.0°C
Annual rainfall (mm)1,1001,100
Supermarkets00
Cafes & restaurants11
Parks40
Playgrounds5Data not available
Swimming pools21
Medical GPs20
Distance to coast (km)1.1 km9.3 km
Distance to CBD (km)125.5 km127.0 km
Nearest beach (km)5.4 kmData not available
Nearest hospital (km)9.4 km8.8 km

Population & growth

Fern BayTomago
Population (2021)4,046269
Estimated 20254,453281
Projected 20415,199311
Annual growth rate2.43%1.10%

Common questions

Which is more affordable, Fern Bay or Tomago?

Fern Bay is more affordable, with a median house price of $971K versus $1.73M.

Which has better public transport, Fern Bay or Tomago?

Fern Bay has the higher transport score (Fern Bay 26/100 vs Tomago 17/100).

Try another comparison

Compare two suburbs

Fern Bay

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SuburbCheck

A free, data-driven tool to compare Australian suburbs on safety, schools, transport, property and liveability — built from public government data.

Data sources

ABS Census & ERP · Valuers-General · BOCSAR & state crime agencies · GTFS · ACARA · Bureau of Meteorology · OpenStreetMap.

Data is from public sources and may not reflect current conditions. Figures are indicative and should not be the sole basis for property or relocation decisions.

© 2026 SuburbCheck · Data refreshed quarterly.