Fingal Bay vs Shoal Bay
The verdict
Shoal Bay is more affordable, with a median house price of $1.27M versus $1.46M in Fingal Bay. Shoal Bay rates higher for liveability (47 vs 27). On the separate residential safety score, Fingal Bay rates higher (68 vs 35/100 in Shoal Bay).
Scores
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Overall | 31 | 40 |
| Transport | 26 | 30 |
| Education | 43 | 42 |
| Liveability | 27 | 47 |
Overall is based on transport, liveability & education — the metrics available at consistent quality nationwide. Residential safety is compared separately below.
Demographics
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Population | 1,635 | 1,815 |
| Median age | 63 | 59 |
| Median household income (wk) | $1,114 | $1,007 |
| Bachelor degree or higher | 23.1% | 22.7% |
| Born in Australia | 80.4% | 76.1% |
| Avg household size | 2.1 | 2 |
Growth: Fingal Bay Moderate Growth · Shoal Bay Moderate Growth
Property
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Median house price | $1.46M | $1.27M |
| Median unit price | $863K | $779K |
| House price YoY | 30.5% | Data not available |
| Median rent — house (wk) | $730 | $730 |
| Rental yield (house) | 1.9% | 2.9% |
| Days on market (house) | 52 | 48 |
Median price history
Safety
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Residential safety score | 68 | 35 |
| Break & enter dwelling /100k | 183 | 331 |
| Motor vehicle theft /100k | 61 | 55 |
| Domestic assault /100k | 306 | 1,377 |
| Total incidents /100k (all) | 4,220 | 10,248 |
Total incidents over time
Schools
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Total schools | 0 | 1 |
| Government | 0 | 1 |
| Independent | 0 | 0 |
| Average ICSEA | Data not available | 962 |
See the full school list on each profile: Fingal Bay · Shoal Bay
Transport
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Transport score | 26 | 30 |
| Train stations | 0 | 0 |
| Bus stops | 20 | 19 |
| Light rail stops | 0 | 0 |
| Ferry wharves | 0 | 0 |
| CBD commute (min) | Data not available | Data not available |
| Nearest train station (km) | 29.7 km | 29.2 km |
Liveability
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Summer max temp | 27.5°C | 27.5°C |
| Winter max temp | 18.0°C | 18.0°C |
| Annual rainfall (mm) | 1,100 | 1,100 |
| Supermarkets | 0 | 1 |
| Cafes & restaurants | 0 | 2 |
| Parks | 2 | 7 |
| Playgrounds | 1 | 1 |
| Swimming pools | 1 | 1 |
| Medical GPs | 0 | 0 |
| Distance to coast (km) | 800 m | 670 m |
| Distance to CBD (km) | 153.2 km | 156.1 km |
| Nearest beach (km) | 1.0 km | 740 m |
| Nearest hospital (km) | 3.4 km | 1.6 km |
Population & growth
| Fingal Bay | Shoal Bay | |
|---|---|---|
| Population (2021) | 1,635 | 1,815 |
| Estimated 2025 | 1,653 | 1,834 |
| Projected 2041 | 1,882 | 2,090 |
| Annual growth rate | 0.27% | 0.26% |
Common questions
Which is safer, Fingal Bay or Shoal Bay?
Fingal Bay has the higher residential safety score (Fingal Bay 68/100 vs Shoal Bay 35/100).
Which is more affordable, Fingal Bay or Shoal Bay?
Shoal Bay is more affordable, with a median house price of $1.27M versus $1.46M.
Which has better public transport, Fingal Bay or Shoal Bay?
Shoal Bay has the higher transport score (Fingal Bay 26/100 vs Shoal Bay 30/100).
Try another comparison
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